Ruth Finch are solicitors in London, UK.
The practice was established in 2003 to provide specialist financial services regulatory advice, while also taking into account each client’s wider strategic objectives.
Prior to establishing the practice, the founder worked for several City law firms. From 2000 to 2002, they served as a member of the City of London Law Society Banking Law Sub-committee.
The founder has also spoken on financial services regulatory matters and related topics in the UK, across Europe and in the United States.
Legal Services Offered
- Banking law
- Business affairs
News & Advice from their Blog
The Supreme Court’s Ruling in the Motor Finance Commission Cases: Some Thoughts
The Supreme Court handed down its judgment on 1 August 2025 in three cases concerning motor finance commission arrangements. Each case involved the payment of commission by lenders to motor dealers in connection with hire purchase finance for cars, where the commission was either not disclosed or only partially disclosed to the consumer purchasing the vehicle and entering into a hire purchase agreement with the lender.
Lighter-touch regulation by the FCA? Points to consider
Over the past six months, the Financial Conduct Authority (FCA) has repositioned itself as a regulator focused on supporting growth, in line with the Government’s wider growth agenda. Consumer protection remains a key priority, but it now sits alongside a greater focus on promoting economic growth.
Recent motor finance cases and complaints handling
Numerous lawyers and commentators have written about the Court of Appeal’s judgment in three recent motor finance cases — Johnson, Wrench and Hopcraft — concerning commissions paid by lenders to car dealers acting as credit brokers.
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